PracticeCognitive DefenseOne scored question.FTC data for 2024 shows email generated the most fraud reports (371,651) but only 11% involved a loss; phone calls produced fewer reports and the highest median loss, $1,500. What does that pattern teach?Older people are the only ones who lose moneyMail fraud is now the most common approachOnline advertising is not actually a fraud vectorVolume and severity differ, so follow severityKeys 1 to 4Tested in The Shape of Targeting